Health Care Resources

Health Care Resources

Get Covered

In order to make you sure you and your family have the resources you need to find the plan that is right for you, I would like to offer you some helpful resources.

The following steps can help ensure you and your family get quality health care coverage that fits your budget.

You can enroll, renew an existing plan, or make a change to another plan. Sign up during open enrollment from November 1 to December 15, 2020. Coverage starts January 1, 2021. Visit the official Marketplace website or call 1-833-862-3935 (1-833-ToBeWell).

Special enrollment is available outside of the open enrollment period for those who have special family or life circumstances. Native Americans can enroll anytime during the year. 

Step 1: Become a health care champion for your family and learn about coverage opportunities under Medicaid or the Health Insurance Exchange. 

Step 2: Connect with a live, well-trained enrollment specialist who can help with both Medicaid and Health Insurance Exchange enrollments. 

Step 3: Make sure all members of your family get covered.  If you are unable to enroll in person, you can enroll online or get assistance by phone. 

Step 4: If you experience difficulties, ask for help. 

  • Health Action New Mexico: (505) 322-2152
  • Center on Law and Poverty:  (505) 255-2840
  • Southwest Women's Law Center:  (505) 244-0502

Stay Covered

If you purchased coverage through the health insurance marketplace last year, you will need to update your coverage and decide if changes need to be made for 2021. Below are the steps to help you stay covered. All 2020 Marketplace coverage ends on December 31, 2021. The deadline to enroll is December 15, 2020.

Step 1: Review your current plan's coverage and costs.

  • Your current provider will send a letter explaining any changes to premiums or benefits for the coming year.
  • Contact your health plan provider if you have any questions.

Step 2: Update and submit your Marketplace application. 

  • Update any changes to your income, household, or personal information.
  • Submit your application at www.HealthCare.Gov or review and make changes over the phone at 1-800-318-2596

Step 3: Compare health plans that are available in 2021. 

  • Consider all the benefits you will need in the coming year, changes to your current plan, more affordable options, and whether your doctor is in the plan's network.

Step 4: Choose a plan that best meets your needs.

  • You can select any plan not matter what kind of coverage you had over the past year.
  • If your health plan from last year is still offered, you can select to stay enrolled in your 2018 plan. 

Step 5: Enroll in the 2020 plan you want by December 15, 2020.

  • Apply through the Health Insurance Exchange: or call 855-996-6449
  • Your new coverage will begin January 1, 2021. 

Benefits of the Affordable Care Act

  • Receive tax credits to help afford quality coverage
  • Won’t be denied coverage due to pre-existing conditions
  • Won’t be charged more because of health status or gender
  • Get preventive care with no out-of-pocket costs
  • Young adults under 26 can join parents’ plans
  • Pay less for prescription drugs
  • Guaranteed access for all to preventive services
  • No lifetime limits on coverage

Behavioral Health Servies through the Affordable Care Act

  • Insurance companies can no longer discriminate against individuals with a mental illness.
  • Health insurance plans must include coverage for mental health and substance abuse services.
  • Depression screening for adults and behavioral assessments for children at no cost.